• This field is for validation purposes and should be left unchanged.

Investing in rental properties can be a great way to build wealth, but it’s not always easy. One of the biggest obstacles is finding an affordable loan that allows you to purchase investment properties. Fortunately, there are government-backed loans available for investors interested in buying or renovating residential real estate. FHA and HUD loans are two popular options for investors looking to make their money work for them.

FHA Loans

FHA loans are government-backed mortgages that are available to buyers with a certain credit score. The main benefit of FHA loans is that they require minimal down payments and have lower interest rates than conventional mortgage options. Additionally, borrowers can also get access to more favorable terms, such as no minimum credit scores or income requirements.

HUD Loans

HUD loans are another type of government-backed loan designed specifically for investors interested in purchasing rental properties or refinancing an existing residential real estate investment property. These loans come with low rates and generous repayment plans that make them an attractive option for investors looking to purchase or refinance multiple investment properties at once. Unlike traditional bank financing, HUD loans don’t require a large down payment and offer extended repayment terms. Additionally, HUD loans are not subject to the same eligibility requirements as traditional financing and can be used for single-family homes, multi-unit dwellings, and mixed-use properties.

Investing in rental properties can be a great way to make your money work for you and build wealth over the long term. However, it’s important to understand all of your options when choosing a loan that works best for your situation. FHA and HUD loans both offer attractive benefits for investors interested in buying or refinancing residential real estate investments. With their low interest rates, generous repayment plans, and minimal down payments – these government-backed loans could help you make the most of your investment opportunities. Lode Capital offers both HUD and FHA loans for investment properties. Contact our team today to get the financing you need.