• This field is for validation purposes and should be left unchanged.

The real estate sector is lucrative, but it is a financially demanding opportunity. Accessing and qualifying for traditional bank loans can be challenging for you, especially if you have not created a sturdy and impressive credit score. However, this does not mean you cannot get funded. It simply means that you can get the money you need from alternative sources, such as hard money lenders.

Define Hard Money Loans

Hard money loans are the funding you get for real estate deals from alternative lenders instead of acquiring a bank loan. This type of funding has become common in today’s world, thanks to the fast approval process. However, these loans have relatively higher interest rates than typical bank loans. Hard money loans are typically short-term financial solutions ranging between six and 36 months. Unlike bank loans, hard money lenders focus on the property’s value instead of your credit rating.

The Best Lenders

There is an extensive array of lenders who offer hard money loans. However, you need to consider the following five lenders who rank the top in the industry, thanks to their positive reputation, honesty, and fair terms;


This hard money lender is more of a crowdfunding platform. Groundfloor will lend you a hard money loan after approving a deal, then lay out the loan on the company’s online platform. This helps Groundfloor to get reimbursed and investors’ funding.


This is a lender with different loan options besides hard money loans. These include bridge loans, multifamily loans, lines of credit, and rental portfolio loans.

Lending Home

This firm is among the most popular hard money lenders in the real estate industry. If you are an accredited investor, you can make passive income by investing in your loans through Lending Home.

RCN Capital

RCN Capital is a lender that offers to fund multifamily properties, fix-and-flips, and rental properties.

Lima One Capital

Like RCN Capita, Lima One Capital has other loan options besides hard money loans. This firm also offers long-term financing for rental and multifamily real estate.

Getting a hard money loan is fast, but you must be prepared for high interest rates. Feel free to contact Lode Capital to get all the financial help you need in real estate and other industries.